Last Updated: January 20, 2025

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING OUR PLATFORM OR SERVICES.

Welcome to STRATxAI Technologies Ltd ("STRATxAI," "Company," "We," or "Us"). We provide systematic AI-driven solutions for investment and wealth management, specializing in portfolio construction, optimization and quantitative security analysis. By accessing or using our platform, website, or services, you acknowledge and agree to be bound by these Terms and Conditions. If you do not agree, please cease using our platform and services immediately.

1. Introduction

1.1 Who We Are

STRATxAI operates the domain www.stratxai.com (the "Website") and the STRATxAI platform ("Platform"), including the tools, data, and services (collectively, "Services"). These Services are designed to assist financial professionals and institutional clients in security selection, portfolio construction and management through advanced algorithms and analytics.

1.2 Eligibility

By using our Services, you affirm that you:

• Are at least 18 years old or of legal age in your jurisdiction.

• Have the authority to bind your organization or business to these Terms and Conditions, if applicable.

If we discover that you do not meet these eligibility requirements, we reserve the right to terminate your access.

2. Use of the Website, Platform, and Services

2.1 Limited License

STRATxAI grants you a limited, revocable, non-exclusive, and non-transferable license to use the Platform and Services, subject to compliance with these Terms and Conditions and our Privacy Policy.

2.2 Prohibited Activities

You agree not to:

• Reverse engineer, decompile, or modify any part of the Platform or Services.

• Harvest or scrape data without prior written permission.

• Use the Platform for unlawful purposes, including money laundering or fraudulent activities.

• Engage in insider trading, market manipulation, or any activity that violates applicable securities laws.

• Access or use the Services in a way that could damage, disable, or impair STRATxAI’s infrastructure.

• Share login credentials or allow unauthorized access to your account.

• Circumvent security features or restrictions of the Platform.

Failure to comply with these restrictions may result in the suspension or termination of your access to the Services and, where applicable, legal action or financial penalties.

3. Securities Disclaimer

3.1 No Personalized Investment Advice

The content, tools, and data provided by STRATxAI are for informational and educational purposes only and do not constitute personalized investment advice or specific recommendations tailored to individual circumstances. While STRATxAI operates as a Registered Investment Adviser (RIA), the tools and content provided are designed to assist users in making informed investment decisions. The investment tools, models, and analytics provided by STRATxAI are not a substitute for personalized advice tailored to your financial situation. STRATxAI's fiduciary responsibilities extend exclusively to clients engaging in personalized advisory services through explicit agreements, not to users of its general tools or platform content.

You acknowledge that any reliance on STRATxAI’s tools, data, or content is at your own discretion and risk. STRATxAI is not liable for investment outcomes based on platform usage. We recommend consulting independent financial, legal, or tax advisors before making any investment decisions. STRATxAI operates in compliance with applicable regulations, including the Investment Advisers Act of 1940, where relevant.

3.2 Risks of Investment

Investing involves risks, including the potential for loss. Past performance of any investment strategy is not indicative of future results. STRATxAI makes no guarantees about the accuracy or completeness of its data or tools.

4. User Responsibilities

4.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials and restricting access to your account. You agree to notify STRATxAI immediately of any unauthorized use of your account.

4.2 Data Accuracy

You warrant that the information you provide to STRATxAI is accurate and up to date. STRATxAI is not liable for any errors resulting from inaccurate or outdated client information.

5. Service-Level Expectations (SLAs)

STRATxAI is committed to providing high-quality Services and tools. While we strive for 99.9% uptime, interruptions may occur due to maintenance, upgrades, or unforeseen circumstances. We disclaim liability for downtime caused by factors beyond our control.

6. Intellectual Property

6.1 Ownership

All intellectual property rights related to the Platform, Services, algorithms, tools, and content are owned by STRATxAI or its licensors. Unauthorized use of our intellectual property is strictly prohibited. The proprietary algorithms, machine-learning models, and other technologies developed by STRATxAI are protected intellectual property and may not be reproduced, reverse-engineered, distributed, or shared without express written consent from STRATxAI. Any attempt to misuse or violate these rights may result in legal action.

6.2 User-Submitted Content

If you provide feedback, suggestions, or other content to STRATxAI, you grant us a royalty-free, perpetual license to use and adapt that content for business purposes.

7. Privacy and Data Use

Please refer to our Privacy Policy for details on how we collect, use, and protect your data. By using our Services, you agree to the practices outlined in the Privacy Policy.

8. Payment Terms

8.1 Subscriptions

Access to the Services may require a subscription. Fees and billing cycles are outlined in your subscription agreement. By subscribing, you authorize STRATxAI to charge your payment method for the agreed fees.

8.2 Refunds and Cancellations

Refunds are subject to the terms of your subscription plan. You may cancel your subscription at any time as long as it adheres to the terms of your service agreement. Cancellations when granted, after adhering to the service agreement, apply to the next billing cycle.

9. Limitation of Liability

STRATxAI, its affiliates, and employees are not liable for any direct, indirect, incidental, or consequential damages arising from:

• Use or inability to use the Platform or Services.

• Errors, inaccuracies, or omissions in the content provided.

• Actions taken based on data or recommendations provided by the Platform.

In any case, the aggregate liability of STRATxAI shall not exceed the fees paid by you in the last six months. In addition, STRATxAI is not liable for any damages arising from events beyond its reasonable control, including natural disasters, cyberattacks, or interruptions to third-party services.

10. Indemnification

You agree to indemnify and hold STRATxAI harmless from any claims, damages, or liabilities arising from:

• Your violation of these Terms and Conditions.

• Unauthorized use of the Platform or Services.

11. Termination

STRATxAI reserves the right to suspend or terminate your access at any time for violations of these Terms and Conditions or at its discretion.

12. Governing Law and Dispute Resolution

These Terms and Conditions are governed by the laws of Ireland. Any disputes will be resolved through arbitration in Dublin, Ireland, unless otherwise required by applicable laws.

12.1 Cross-Border Compliance

STRATxAI’s Services are designed to comply with applicable laws and regulations in Ireland. If you access the Platform or Services from a jurisdiction outside Ireland, you are solely responsible for ensuring compliance with the local laws and regulations of that jurisdiction. By using our Services, you affirm that such access is not in violation of any local legal or regulatory restrictions.

STRATxAI disclaims liability for any non-compliance arising from use in jurisdictions with conflicting laws or regulations. Users accessing the Platform or Services from outside Ireland do so at their own risk and are advised to consult legal or regulatory advisors to ensure compliance.

13. Updates to the Terms of Service

STRATxAI may update these Terms and Conditions periodically. Users will be notified of material changes via the Platform or email. Continued use of the Services constitutes acceptance of the revised terms.

14. Contact Information

For questions or concerns about these Terms and Conditions, contact:

STRATxAI Technologies Ltd

23 Fitzwilliam Street Upper,

Dublin 2, Ireland

Email: hello.info@stratxai.com

Phone: +353 85 1849 227